Legals
February 16, 2012 Issue

NOTICE OF SALE UNDER POWER GEORGIA, JEFFERSON COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from DAVID A MCSWAIN AND ROSA E NIEVES to Mortage Electronic Registration Systems, Inc., as nominee for NATIONPOINT A DIVISION OF NATIONAL CITY BANK, dated December 29, 2006, recorded January 11, 2007, in Deed Book 415, Page 438-451, Jefferson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Five Thousand and 00/100 dollars ($105,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to U.S. BANK, NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-FF2, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jefferson County, Georgia, within the legal hours of

sale on the first Tuesday in March, 2012, all property described in said Security Deed including but not limited to the following described property:

TRACT A:
ALL THAT LOT OR PARCEL OF LAND WITH IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN THE STATE OF GEORGIA. COUNTY` OF JEFFERSON, CITY OF WRENS, 81ST GMD. CONTAINING .46 ACRE. MORE OR LESS. AND BEING SHOWN ON A PLAT OF SURVEY BY CHARLES T. DILLARD. SURVEYOR DATED AUGUST 29. 1973. AND RECORDED IN DEED BOOK 82. PAGE 141. JEFFERSON COUNTY RECORDS. SAID PROPERTY FRONTS TO THE SOUTH ON STONE STREET, A DISTANCE OF 130 FEET MORE OR LESS, AND IS BOUNDED NOW OR FORMERLY AS FOLLOWS: ON THE WEST BY PEACHTREE STREET ON THE NORTH BY PROPERTY OF JIMMY KITCHENS: ON THE EAST BY TRACT 8 DESCRIBED HEREINAFTER: AND ON THE SOUTH BY STONE STREET. REFERENCE IS MADE TO SAID PLAT FOR A MORE COMPLETE AND ACCURATE: DESCRIPTION AS TO THE METES BOUNDS AND LOCATION OF SAID PROPERTY.
SAID PROPERTY IS CONVEYED SUBJECT TO ALL EASEMENTS AND RESERVATIONS AND RESTRICTIONS OF RECORD IN THE AFORESAID CLERK`S OFFICE.
TAX MAP & PARCEL NUMBER: R002:192A
SAID PROPERTY BEING COMMONLY KNOWN AS 409 STONE STREET, WRENS, GEORGIA 30833.

TRACT B:
ALL THAT TRACT OR PARCEL OF LAND. TOGETHER WITH ALL IMPROVEMENTS THEREON, SITUATE LYING AND BEING IN THE CITY OF WRENS, 81ST GMD. JEFFERSON COUNTY. GEORGIA, CONTAINING .10 ACRE. MORE OR LESS. AND BEING SHOWN ON 8 PLAT OF SURVEY BY EDWARD G. ANDREWS, SURVEYOR. DATED JULY 10. 1972, AND RECORDED IN DEED BOOK 128. PAGE 80. JEFFERSON COUNTY RECORDS. SAID PROPERTY FRONTS TO THE SOUTH ON STONE STREET A DISTANCE OF 30.07 FEET, MORE OR LESS, AND IS BOUND NOW` OR FORMERLY AS FOLLOWS: ON THE WEST BY TRACT A DESCRIBED HEREINABOVE: ON THE NORTH BY PROPERTY OF JIMMY KITCHEN: ON THE EAST BY PROPERTY OF D. ROBERTS; AND ON THE SOUTH BY STONE STREET. REFERENCE BEING MADE TO SAID PLAT FOR A MORE PARTICULAR DESCRIPTION AS TO THE METE &, BOUNDS AND LOCATION OF SAID PROPERTY.
TAX MAP & PARCEL NUMBER ROO2-192A
SAID PROPERTY BEING COMMONLY KNOWN AS 409 STONE STREET, WRENS, GEORGIA 30833.
SAID PROPERTY IS CONVEYED SUBJECT TO ALL EASEMENT. RESERVATIONS AND RESTRICTIONS OF RECORD IN THE AFORESAID CLERK`S OFFICE.
Said legal description being controlling, however the property is more commonly known as 409 STONE ST, WRENS, GA 30833.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is DAVID A MCSWAIN AND ROSA E NIEVES, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:
Lender Contact: BAC, Loss Mitigation Dept.
P.O. Box 940070
Simi Valley, CA 93094-0070
Telephone Number: 800-720-3758

U.S. BANK, NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-FF2
as Attorney in Fact for
DAVID A MCSWAIN AND ROSA E NIEVES

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin Suarez Serrano, LLC
3740 Davinci Court, Suite 400
Norcross, GA 30092
Telephone Number: (877) 813-0992
Case No. BAC-12-00691-0001
www.rubinlublin.com/property-listings.php


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DEBTORS AND CREDITORS NOTICE STATE OF GEORGIA COUNTY OF JEFFERSON All persons having claims against VERA C. RACHELS and her estate, are required to present the same to the undersigned, properly itemized and proven, within the time required by Law. And all persons indebted to said deceased, or her estate, are requested to make immediate payment to the undersigned. This 9th day of February, 2012. ALAN L. RACHELS, Executor Attorney: John R. Murphy III Address: Post Office Box 31 Louisville, Georgia 30434 (478) 625-7281 Estate of: VERA C. RACHELS 15464263 89w 2/16/4c


DEBTORS AND CREDITORS NOTICE STATE OF GEORGIA COUNTY OF JEFFERSON All persons having claims against BOBBIE M. JORDAN and her estate, are required to present the same to the undersigned, properly itemized and proven, within the time required by Law. And all persons indebted to said deceased, or her estate, are requested to make immediate payment to the undersigned. This 19th day of January, 2011. BILLY W. JORDAN and DON T. JORDAN, Co-Executors Attorney: John R. Murphy III Address: Post Office Box 31 Louisville, Georgia 30434 (478) 625-7281 Estate of: BOBBIE M. JORDAN 15448952 93w 1/26/4c


DEBTORS AND CREDITORS NOTICE STATE OF GEORGIA COUNTY OF JEFFERSON All persons having claims against GLADYS W. MORRIS and her estate, are required to present the same to the undersigned, properly itemized and proven, within the time required by Law. And all persons indebted to said deceased, or her estate, are requested to make immediate payment to the undersigned. This 24th day of January, 2012. LONA F. LANE and CHESTER L. JOHNSON, Co-Executors Attorney: John R. Murphy III Address: Post Office Box 31 Louisville, Georgia 30434 (478) 625-7281 Estate of: GLADYS W. MORRIS 15448656 93w 2/2/4c


GEORGIA JEFFERSON COUNTY NOTICE OF SALE UNDER POWER Under and by virtue of the Power of Sale contained in a Security Deed given by ANGELA DANFORD, P.O. BOX 41, WADLEY, GEORGIA 30477 to EMORY E. BARGERON, JR., P.O. BOX 408, LOUISVILLE, GEORGIA 30434 dated JANUARY 4, 2010, recorded in Deed Book 466, page 434 - 435, Jefferson County, Georgia Records conveying the after described property to secure a note in the original principal amount of (THIRTY-ONE THOUSAND FIVE HUNDRED DOLLARS AND NO CENTS--$31,500.00) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jefferson County, Georgia, within the legal hours of sale on the first TUESDAY in MARCH, to wit, MARCH 6, 2012, the following described property. ALL THOSE LOTS OR PARCELS OF LAND WITH ALL IMPROVEMENTS LOCATED THEREON, SITUATE, LYING AND BEING LOCATED IN THE 83RD GMD, JEFFERSON COUNTY, GEORGIA. FOR MORE ACCURATE METES AND BOUNDS, REFER TO SURVEY PREPARED BY JACK D. COOPER, RLS, DATED MAY 9TH, 1997 WITH SUBJECT BEING SHOWN AS LOT 4 ENCOMPASSING 0.344 ACRE, MORE OR LESS, FRONTING RUBY STREET A DISTANCE OF 100 FEET, MORE OR LESS, LOT 5 ENCOMPASSING 0.321 ACRE, MORE OR LESS, FRONTING RUBY STREET A DISTANCE OF 85.78 FEET, MORE OR LESS, AND LOT 7 ENCOMPASSING 0.680 ACRE, MORE OR LESS, FRONTING SPIER STREET A DISTANCE OF 44.00 FEET, MORE OR LESS, AND BEING RECORDED IN JEFFERSON COUNTY RECORDS DEED BOOK 242, PAGE 488. SUBJECT PROPERTY IS SHOWN ON JEFFERSON COUNTY TAX MAP W007 AS PARCEL 138. SUBJECT PROPERTY IS PHYSICALLY LOCATED AS 82 RUBY STREET, WADLEY, GEORGIA 30477 AND IS SUBJECT TO ALL EASEMENTS AND RESTRICTIONS OF RECORD. THERE IS AN EXISTING 1999 FLEETWOOD (24 X 48) DOUBLE WIDE LOCATED ON THIS PARCEL, VIN # GAFLW34A71936SH1Z TITLE# 37005950 AND VIN # GAFLW34B71936SH1Z TITLE# 37005949, WHICH HAS BEEN ISSUED A MOBILE HOME CERTIFICATE OF PERMANENT LOCATION BEING RECORDED IN JEFFERSON COUNTY RECORDS DEED BOOK 441, PAGES 174 - 175 AND 176 - 177 DATED MAY 2, 2008. The debt secured by said Security Deed has been, and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as, and when due, and in the manner provided in the note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by Law, including any attorney fees (notice of intent to collect Attorney's fees having been given). Said property will be sold subject to any outstanding advalorem taxes (including taxes which are a lien, but not yet due and payable), any matters, which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Emory E. Bargeron, Jr., P.O. Box 408, Louisville, Georgia 30434, 478-625-3028. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best of knowledge and belief of the undersigned, the party in possession of the property is ANGELA DANFORD and/or tenant(s) and said property is more commonly known as JEFFERSON COUNTY TAX MAP W007 PARCEL 138, 82 RUBY STREET, WADLEY, GEORGIA 30477. Emory E. Bargeron, Jr. As Attorney-in-Fact for ANGELA DANFORD P.O. Box 408 202 East 5th Street Louisville, Georgia 30434 478 - 625 - 3028 This is an attempt to collect a debt, and any information obtained will be used for that purpose. 15458149 627w 2/9/4c


IN THE SUPERIOR COURT OF JEFFERSON COUNTY STATE OF GEORGIA DIANE DAVIS-PLAINTIFF V. BILLY R. DAVIS- DEFENDANT NOTICE OF PUBLICATION By order of the court for service by publication dated the 3rd day of February,2012, you are hereby notified that on the 3rd of February,2012, DIANE DAVIS filed suit against you for divorce. You are required to file with the clerk of Superior Court, and to serve upon Plaintiff’s attorney,Betty Williams-Kirby,114 East Broad Street,Louisville, GA30434 an answer in writing within sixty(60) days of the 3rd of February,2012. This 3rd day of February, 2012. J. Danford Clerk, Jefferson County Superior Court 15456505 100w 2/9/4p


NOTICE Notice is hereby given that Eurlas Ty Neal of 119 Artesian Street, Wadley, GA 30477, has applied for the following license(s) to sell beer and/or wine in the unincorporated area of Jefferson County, Georgia to wit: Class A Beer and Wine at an establishment located at 1351 Lincoln Park Road, Wadley, GA 30477 and known (or to be known) as Club Lincoln Park. Objections thereto must be in writing, must be filed with the undersigned by March 8, 2012, and must be in the form set forth in Section 7 of the Ordinance Regulating Licensing of Beer and Wine, copy of which may be obtained from the undersigned. This 13th day of February, 2012. Bonnie V. Wells, Clerk, Jefferson County Commissioners 15466005 122w 2/16/3c


NOTICE OF OPPORTUNITY FOR A PUBLIC HEARING PRIVATE ENTERPRISE COORDINATION RURAL PUBLIC TRANSPORTATION PROGRAM Jefferson County Board of Commissioners is applying for funding assistance under Title 49 U.S.C. Section 5311 of the Federal Transit Act pertaining to rural and small urban areas. The Jefferson County Board of Commissioners will offer general public transportation to all citizens of Jefferson County for any worthwhile purpose, including but not limited to shopping, medical treatment, social services and other purposes. The Jefferson County Board of Commissioners solicits private sector input and participation to assure that private for-profit transportation operators have a fair and timely opportunity to participate in the development of this program. The Jefferson County Board of Commissioners also solicits comments and concerns from the general population on local rural public transportation services. The Jefferson County Board of Commissioners also solicits comments and concerns from the disabled population and their representatives to assure that issues relating to the disabled are addressed in the service design proposed during the planning process. Interested persons are invited to request that a public hearing be held to discuss the services being offered or development of the application. Written comments, requests for a public hearing and/or written notice of intent by private for-profit transportation operators to provide or participate in the above service should be submitted to later than fifteen (15) days from the date of this publication to: Mr. William Rabun, Commission Chairman P.O. Box 658 Louisville, GA 30434 If no response is received within the fifteen (15) days, the Department of Transportation will proceed with the application. 15466094 261w 2/16/1c


NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GLASCOCK. Under and by virtue of the power of sale contained in that certain Deed to Secure Debt ("Security Deed") executed by Alex Lowe and Crystal Lowe in favor of Habersham Bank, dated July 29, 2008, and recorded at Deed Book 121, Pages 89-93 of the Glascock County, Georgia Deed Records, and as assigned pursuant to that Transfer and Assignment of Deed to Secure Debt from FDIC, as receiver for Habersham Bank to SCBT, N.A., d/b/a CBT, a Division of SCBT, N.A. dated October 21, 2011, and recorded at Deed Book 129, pages 247-252 of the aforesaid deed records, the undersigned will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Glascock County, Georgia, during the legal hours of sale, on the first Tuesday in March, 2012, that being March 6, 2012, the following described property: All that lot, tract or parcel of land, together with all improvements thereon, situate, lying and being in the State of Georgia, County of Glascock, in the 1168th G.M.D., containing 1.00 acre, fronting on County Road 114, as shown on a plat prepared for David E. Cochrane by James F. Mattison, IV, R.L.S., of McGill and Associates Land Surveyors, dated December 2, 1997, which plat is recorded in the Office of the Clerk of Superior Court of Glascock County, in 3-Z, Page 97. Reference is hereby made to said plat for a more complete and accurate description of said property as to metes, bounds and location. The debt secured by said Security Deed is primarily evidenced by an Universal Note and Security Agreement ("Note") executed by Alex Lowe and Crystal Lowe, dated April 29, 2009, in the original principal amount of $49,913.00, payable from the date thereof shown on said Note on the unpaid balance and interest until paid. Default has occurred in the payment of the debt evidenced by the Note and secured by the Security Deed as a result of the nonpayment of installments owed thereunder. The total balance of said debt has, therefore, been declared due and the Security Deed foreclosable according to its terms. The debt remaining in default, the property will be sold to the highest bidder for cash as the property of Alex Lowe and Crystal Lowe, the proceeds to be applied to the payment of said indebtedness, and the lawful expenses of said sale, all as provided in the Note and the Security Deed, said sale to be subject to any and all unpaid taxes and assessments, and restrictions, easements and liens of record with priority over the Security Deed referenced above. An Order Granting Lift of Stay dated December 7, 2011 and Order on Motion for Relief from Co-Debtor Stay dated January 6, 2012 has been entered in the Alex Clark Lowe Chapter 13 Bankruptcy Case No. 11-10408-sdb, U.S. Bankruptcy Court, Southern District of Georgia, Augusta Division. To the best of the undersigned's knowledge and belief, the property is in the possession of Alex Lowe and Crystal Lowe and will be sold as the property of Alex Lowe and Crystal Lowe. The undersigned will execute a deed to the purchaser as authorized in the aforementioned Security Deed. Alex Lowe and Crystal Lowe By SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-Fact Paul B. Smart Hulsey, Oliver & Mahar, LLP P. O. Box 1457 Gainesville, GA 30503 (770) 532-6312 15458118 573w 2/9/4p


NOTICE OF SALE UNDER POWER GEORGIA JEFFERSON COUNTY WHEREAS, on July 29, 2011, WILLIAM W. HALL executed to L. E. DAVIS and MITCHELL MCGRAW a Deed to Secure Debt conveying the property hereinafter described which secured a Promissory Note of even date (and all renewals and extensions of said Promissory Note) and which Deed to Secure Debt was recorded in the Office of the Clerk of the Superior Court of Jefferson County in Deed Book 487, Pages 357-361; and WHEREAS, default has been made in the payment of the installments provided for in the said Promissory Note, and L. E. DAVIS and MITCHELL MCGRAW, as owners and holders of the Promissory Note and the Deed to Secure Debt, have elected to declare the entire unpaid indebtedness due and payable, and the same has not been paid; NOW, THEREFORE, pursuant to and in the exercise of the power of sale contained in the Deed to Secure Debt, and for the purpose of collecting the indebtedness secured thereby, there will be sold at public outcry before the Courthouse door in Jefferson County, Georgia, on the first Tuesday in March, 2012, to wit: March 6, 2012, within the legal hours for sale, to the highest bidder for cash, the following described property, to-wit: All that tract or parcel of land, together with dwelling house and all other improvements located thereon, lying and being in the City of Wadley, 83rd GMD, Jefferson County, Georgia, fronting to the South on West Calhoun Street, and being bounded now or formerly as follows: On the West by property of Ollie W. Carter; on the North by property of Willie J. Dawson and Sabrina T. Dawson; on the East by property of Arcephus King and Willie Mae King; and on the South by West Calhoun Street. Said property is known as 408 West Calhoun Street, according to the present system of numbering properties in the City of Wadley. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Promissory Note secured by said Deed to Secure Debt. Said property will be sold as the property of WILLIAM W. HALL, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of WILLIAM W. HALL, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. L. E. DAVIS and MITCHELL MCGRAW as Attorney-in-fact for William W. Hall ABBOT, MURPHY AND HARVEY, P.C. Post Office Box 31 Louisville, Georgia 30434 (478) 625-7281 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Pursuant to OCGA § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Mitchell McGraw, 812 Peachtree Street, Louisville, Georgia 30434; telephone (478) 625-8881. The foregoing notwithstanding, nothing in OCGA § 44-14-162.2 shall be construed to require L. E. Davis and Mitchell McGraw to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. 15458099 616w 2/9/4c


NOTICE OF SALE UNDER POWER GEORGIA JEFFERSON COUNTY WHEREAS, on April 14, 1994, L. KEITH SHANNON executed to FIRST NATIONAL BANK & TRUST COMPANY (n/k/a QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY) a Deed to Secure Debt conveying the property hereinafter described which secured a Promissory Note of even date (and all renewals and extensions of said Promissory Note) and which Deed to Secure Debt was recorded in the Office of the Clerk of the Superior Court of said County in Deed Book 207, Pages 59-61; and WHEREAS, default has been made in the payment of the installments provided for in the Renewal Note, and QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY, as owner and holder of the Renewal Note and the deed to secure debt, has elected to declare the entire unpaid indebtedness due and payable, and the same has not been paid; NOW, THEREFORE, pursuant to and in the exercise of the power of sale contained in the Deed to Secure Debt, and for the purpose of collecting the indebtedness secured thereby, there will be sold at public outcry before the Courthouse door in Jefferson County, Georgia, on the first Tuesday in March, 2012, to wit: March 6, 2012, within the legal hours for sale, to the highest bidder for cash, the following described property, to-wit: All that tract or parcel of land lying and being in the 76th GMD, Jefferson County, Georgia, containing 123.25 acres, more or less, fronting to the East on Horseshoe Road, and being bounded now or formerly as follows: On the South by property of the Robert M. Samples, Jr. Estate; on the West by Rocky Comfort Creek; on the Northwest by Keith Shannon's Godowns Tract; on the Northeast by property of J. Sam Rabun; and on the East by Horseshoe Road. Said property is the same as that 123.25-acre tract which is described in Warranty Deed from Mrs. Christine Hadden Samples (now known as Christine Samples Sikkema), as Executrix of the Will of Robert Miller Samples, Jr., and Individually, to L. Keith Shannon, dated April 14, 1994, and recorded in Deed Book 207, Pages 55-57, Jefferson County Records. Reference is made to said recorded deed and the plat referenced therein for a fuller and more particular description. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. Pursuant to OCGA § 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Promissory Note secured by said Deed to Secure Debt. Said property will be sold as the property of L. KEITH SHANNON, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of L. KEITH SHANNON, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY as Attorney-in-fact for L. Keith Shannon ABBOT, MURPHY AND HARVEY, P.C. Post Office Box 31 Louisville, Georgia 30434 (478) 625-7281 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPT- ING TO COLLECT A DEBT. ANY INFOR- MATION OBTAINED WILL BE USED FOR THAT PURPOSE. Pursuant to OCGA § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: William F. Easterlin, III, CEO, Queensborough National Bank & Trust Company, 113 East Broad Street, Louisville, Georgia 30434; telephone (478) 625-2000. The foregoing notwithstanding, nothing in OCGA § 44-14-162.2 shall be construed to require Queensborough National Bank & Trust Company to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. 15458069 797w 2/9/4c


NOTICE OF SALE UNDER POWER GEORGIA JEFFERSON COUNTY WHEREAS, on March 5, 2003, L. KEITH SHANNON executed to FIRST NATIONAL BANK & TRUST COMPANY (n/k/a QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY) a Deed to Secure Debt conveying the property hereinafter described which secured a Promissory Note of even date (and all renewals and extensions of said Promissory Note) and which Deed to Secure Debt was recorded in the Office of the Clerk of the Superior Court of said County in Deed Book 342, Pages 85-88; and WHEREAS, default has been made in the payment of the installments provided for in the Renewal Note, and QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY, as owner and holder of the Renewal Note and the Deed to Secure Debt, has elected to declare the entire unpaid indebtedness due and payable, and the same has not been paid; NOW, THEREFORE, pursuant to and in the exercise of the power of sale contained in the Deed to Secure Debt, and for the purpose of collecting the indebtedness secured thereby, there will be sold at public outcry before the Courthouse door in Jefferson County, Georgia, on the first Tuesday in March, 2012, to wit: March 6, 2012, within the legal hours for sale, to the highest bidder for cash, the following described property, to-wit: All that tract or parcel of land lying and being in the 76th GMD, Jefferson County, Georgia, containing 67 acres, more or less, lying on both sides of Sand Valley Road, and being bounded now or formerly as follows: On the North by property of Dorothy Davis and property of R. Brian Lewis; on the East by property of Virginia H. Mobley, and property of Robert L. Rabun; on the South by property of J. Sam Rabun; and on the West by Keith Shannon's Godowns Tract, and property of Dorothy Davis. Said property is the same as that 67-acre tract which is described in Warranty Deed from B&H Land & Timber, Inc. to L. Keith Shannon, dated March 5, 2003, and recorded in Deed Book 342, Pages 83-84, Jefferson County Records. Reference is made to said recorded deed for a fuller and more particular description. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. Pursuant to OCGA § 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Promissory Note secured by said Deed to Secure Debt. Said property will be sold as the property of L. KEITH SHANNON, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of L. KEITH SHANNON, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY as Attorney-in-fact for L. Keith Shannon ABBOT, MURPHY AND HARVEY, P.C. Post Office Box 31 Louisville, Georgia 30434 (478) 625-7281 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPT- ING TO COLLECT A DEBT. ANY INFOR- MATION OBTAINED WILL BE USED FOR THAT PURPOSE. Pursuant to OCGA § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: William F. Easterlin, III, CEO, Queensborough National Bank & Trust Company, 113 East Broad Street, Louisville, Georgia 30434; telephone (478) 625-2000. The foregoing notwithstanding, nothing in OCGA § 44-14-162.2 shall be construed to require Queensborough National Bank & Trust Company to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. 15458020 770w 2/9/4c


NOTICE OF SALE UNDER POWER GEORGIA JEFFERSON COUNTY WHEREAS, on March 5, 2003, L. KEITH SHANNON executed to FIRST NATIONAL BANK & TRUST COMPANY (n/k/a QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY) a Deed to Secure Debt conveying the property hereinafter described which secured a Promissory Note of even date (and all renewals and extensions of said Promissory Note) and which Deed to Secure Debt was recorded in the Office of the Clerk of the Superior Court of said County in Deed Book 342, Pages 85-88; and WHEREAS, default has been made in the payment of the installments provided for in the Renewal Note, and QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY, as owner and holder of the Renewal Note and the Deed to Secure Debt, has elected to declare the entire unpaid indebtedness due and payable, and the same has not been paid; NOW, THEREFORE, pursuant to and in the exercise of the power of sale contained in the Deed to Secure Debt, and for the purpose of collecting the indebtedness secured thereby, there will be sold at public outcry before the Courthouse door in Jefferson County, Georgia, on the first Tuesday in March, 2012, to wit: March 6, 2012, within the legal hours for sale, to the highest bidder for cash, the following described property, to-wit: All that tract or parcel of land lying and being in the 76th GMD, Jefferson County, Georgia, containing 67 acres, more or less, lying on both sides of Sand Valley Road, and being bounded now or formerly as follows: On the North by property of Dorothy Davis and property of R. Brian Lewis; on the East by property of Virginia H. Mobley, and property of Robert L. Rabun; on the South by property of J. Sam Rabun; and on the West by Keith Shannon's Godowns Tract, and property of Dorothy Davis. Said property is the same as that 67-acre tract which is described in Warranty Deed from B&H Land & Timber, Inc. to L. Keith Shannon, dated March 5, 2003, and recorded in Deed Book 342, Pages 83-84, Jefferson County Records. Reference is made to said recorded deed for a fuller and more particular description. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. Pursuant to OCGA § 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Promissory Note secured by said Deed to Secure Debt. Said property will be sold as the property of L. KEITH SHANNON, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of L. KEITH SHANNON, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY as Attorney-in-fact for L. Keith Shannon ABBOT, MURPHY AND HARVEY, P.C. Post Office Box 31 Louisville, Georgia 30434 (478) 625-7281 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPT- ING TO COLLECT A DEBT. ANY INFOR- MATION OBTAINED WILL BE USED FOR THAT PURPOSE. Pursuant to OCGA § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: William F. Easterlin, III, CEO, Queensborough National Bank & Trust Company, 113 East Broad Street, Louisville, Georgia 30434; telephone (478) 625-2000. The foregoing notwithstanding, nothing in OCGA § 44-14-162.2 shall be construed to require Queensborough National Bank & Trust Company to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. 15458020 770w 2/9/4c


NOTICE OF SALE UNDER POWER GEORGIA JEFFERSON COUNTY WHEREAS, on February 28, 1994, L. KEITH SHANNON executed to FIRST NATIONAL BANK & TRUST COMPANY (n/k/a QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY) a Deed to Secure Debt conveying the property hereinafter described which secured a Promissory Note of even date (and all renewals and extensions of said Promissory Note) and which Deed to Secure Debt was recorded in the Office of the Clerk of the Superior Court of said County in Deed Book 206, Pages 18-20; and WHEREAS, default has been made in the payment of the installments provided for in the Renewal Note, and QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY, as owner and holder of the Renewal Note and the Deed to Secure Debt, has elected to declare the entire unpaid indebtedness due and payable, and the same has not been paid; NOW, THEREFORE, pursuant to and in the exercise of the power of sale contained in the Deed to Secure Debt, and for the purpose of collecting the indebtedness secured thereby, there will be sold at public outcry before the Courthouse door in Jefferson County, Georgia, on the first Tuesday in March, 2012, to wit: March 6, 2012, within the legal hours for sale, to the highest bidder for cash, the following described property, to-wit: All that tract or parcel of land lying and being in the 76th GMD, Jefferson County, Georgia, containing 620.89 acres, more or less, fronting to the North on Sand Valley Road, and being bounded now or formerly as follows: On the East by Keith Shannon's Steed Tract, by property of J. Sam Rabun, by Horseshoe Road, by property of Bob White Samples and Billy F. Samples, and by property of Richard K. Hudson and Brenda M. Hudson; on the South by property of Pauline Kelly Parker, and property of Robert W. Godowns and Joanna G. McNeely; on the West by Keith Shannon's Dye Tract, and by property of Lamar Newsome; and on the North by property of Dorothy Davis, and by Sand Valley Road. Said property is the same as that 658.9-acre tract which is described in Warranty Deed from Rickey L. Godowns and Nancy M. Godowns to L. Keith Shannon, dated February 28, 1994, and recorded in Deed Book 205, Pages 16-17, Jefferson County Records; LESS AND EXCEPT that 28.01-acre portion thereof which is described in Warranty Deed from L. Keith Shannon to Dorothy D. Davis, dated May 1, 1995, and recorded in Deed Book 221, Pages 103-104, Jefferson County Records; and that 10-acre portion thereof which is shown on plat of survey by Johnny E. Miller, Surveyor, dated November 19, 1996, and recorded in Deed Book 235, Page 285, Jefferson County Records.. Reference is made to said recorded plat and the said deeds and the plats referenced therein for a fuller and more particular description. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. Pursuant to OCGA § 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Promissory Note secured by said Deed to Secure Debt. Said property will be sold as the property of L. KEITH SHANNON, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of L. KEITH SHANNON, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY as Attorney-in-fact for L. Keith Shannon ABBOT, MURPHY AND HARVEY, P.C. Post Office Box 31 Louisville, Georgia 30434 (478) 625-7281 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMP- TING TO COLLECT A DEBT. ANY INFO- RMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Pursuant to OCGA § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: William F. Easterlin, III, CEO, Queensborough National Bank & Trust Company, 113 East Broad Street, Louisville, Georgia 30434; telephone (478) 625-2000. The foregoing notwithstanding, nothing in OCGA § 44-14-162.2 shall be construed to require Queensborough National Bank & Trust Company to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. 15457974 884w 2/9/4c


NOTICE OF SALE UNDER POWER GEORGIA JEFFERSON COUNTY WHEREAS, on November 4, 2003, KEITH SHANNON executed to FIRST NATIONAL BANK & TRUST COMPANY (n/k/a QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY) a Deed to Secure Debt conveying the property hereinafter described which secured a Promissory Note of even date (and all renewals and extensions of said Promissory Note) and which Deed to Secure Debt was recorded in the Office of the Clerk of the Superior Court of said County in Deed Book 361, Pages 114-117; and WHEREAS, default has been made in the payment of the installments provided for in the Renewal Note, and QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY, as owner and holder of the Renewal Note and the Deed to Secure Debt, has elected to declare the entire unpaid indebtedness due and payable, and the same has not been paid; NOW, THEREFORE, pursuant to and in the exercise of the power of sale contained in the Deed to Secure Debt, and for the purpose of collecting the indebtedness secured thereby, there will be sold at public outcry before the Courthouse door in Jefferson County, Georgia, on the first Tuesday in March, 2012, to wit: March 6, 2012, within the legal hours for sale, to the highest bidder for cash, the following described property, to-wit: All that tract or parcel of land lying and being in the 76th GMD, Jefferson County, Georgia, containing 780.42 acres, more or less, fronting to the North on Sand Valley Road, and being bounded now or formerly as follows: On the East by property of Dorothy Davis, property of Lamar Newsome, and property of L. Keith Shannon; on the South by property of Robert W. Godowns and Joanna G. McNeely, property of Canoochee Rocky Comfort LLC, property of William F. English, and property of Robert L. English; on the West by property of Cornelia Winnifred Cain and May Lydia Wood Cain, property of Frances Louise Norton, and property of Harmony Springs Mennonite Church; and on the North by Sand Valley Road. Said property is the same as that 903.68-acre tract which is described in Limited Warranty Deed from Blue Sky Timber Properties, LLC to Keith Shannon, dated October 2, 2003, and recorded in Deed Book 360, Pages 93-97, Jefferson County Records; LESS AND EXCEPT that 123.26-acre portion thereof which is shown on plat of survey made by Warren E. Poythress, dated July 20, 2010, and recorded in Plat Book 3, Page 165, Jefferson County Records. Reference is made to said recorded deed and said recorded plat for a fuller and more particular description. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. Pursuant to OCGA § 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Promissory Note secured by said Deed to Secure Debt. Said property will be sold as the property of KEITH SHANNON, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of KEITH SHANNON, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY as Attorney-in-fact for Keith Shannon ABBOT, MURPHY AND HARVEY, P.C. Post Office Box 31 Louisville, Georgia 30434 (478) 625-7281 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFOR- MATION OBTAINED WILL BE USED FOR THAT PURPOSE. Pursuant to OCGA § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: William F. Easterlin, III, CEO, Queensborough National Bank & Trust Company, 113 East Broad Street, Louisville, Georgia 30434; telephone (478) 625-2000. The foregoing notwithstanding, nothing in OCGA § 44-14-162.2 shall be construed to require Queensborough National Bank & Trust Company to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. 15457947 835w 2/9/4c


NOTICE OF SALE UNDER POWER GEORGIA JEFFERSON COUNTY WHEREAS, on July 12, 1996, LEONARD KEITH SHANNON executed to FIRST NATIONAL BANK & TRUST COMPANY (n/k/a QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY) a Deed to Secure Debt conveying the property hereinafter described which secured a Promissory Note of even date (and all renewals and extensions of said Promissory Note) and which Deed to Secure Debt was recorded in the Office of the Clerk of the Superior Court of said County in Deed Book 227, Pages 427-430; and WHEREAS, default has been made in the payment of the installments provided for in the Renewal Note, and QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY, as owner and holder of the Renewal Note and the Deed to Secure Debt, has elected to declare the entire unpaid indebtedness due and payable, and the same has not been paid; NOW, THEREFORE, pursuant to and in the exercise of the power of sale contained in the Deed to Secure Debt, and for the purpose of collecting the indebtedness secured thereby, there will be sold at public outcry before the Courthouse door in Jefferson County, Georgia, on the first Tuesday in March, 2012, to wit: March 6, 2012, within the legal hours for sale, to the highest bidder for cash, the following described property, to-wit: All that tract or parcel of land, together with dwelling house, rental house, and all other improvements located thereon, lying and being in the City of Louisville, 82nd GMD, Jefferson County, Georgia, being known as the former residence lot of W. B. Wren, Jr. Said property fronts to the West a distance of 100 feet, more or less, on Peachtree Street (U.S. Highway No. 1) and extends back between parallel lines a distance of 300 feet, more or less, and is bounded now or formerly as follows: On the North by lands of Frank W. Beckworth and William K. Beckworth; on the East by lands of Ernest Bryant, Jr., et al.; on the South by lands of Harold and Ann Wilcher; and on the West by Peachtree Street. Said property is the same as that which is described in Warranty Deed from Bob L. Gordy to Leonard Keith Shannon dated July 12, 1996, and recorded in Deed Book 227, Page 426, Jefferson County Records. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. Pursuant to OCGA § 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Promissory Note secured by said Deed to Secure Debt. Said property will be sold as the property of LEONARD KEITH SHANNON, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of LEONARD KEITH SHANNON, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY as Attorney-in-fact for Leonard Keith Shannon ABBOT, MURPHY AND HARVEY, P.C. Post Office Box 31 Louisville, Georgia 30434 (478) 625-7281 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY IN- FORMATION OBTAIN- ED WILL BE USED FOR THAT PURPOSE. Pursuant to OCGA § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: William F. Easterlin, III, CEO, Queensborough National Bank & Trust Company, 113 East Broad Street, Louisville, Georgia 30434; telephone (478) 625-2000. The foregoing notwithstanding, nothing in OCGA § 44-14-162.2 shall be construed to require Queensborough National Bank & Trust Company to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. 15456637 791w 2/9/4c


NOTICE OF SALE UNDER POWER GEORGIA JEFFERSON COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Nickole Ross to Mortgage Electronic Registration Systems, Inc., dated February 20, 2008, recorded in Deed Book 436, Page 195, Jefferson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jefferson County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-EIGHT THOUSAND SIX HUNDRED NINE AND 0/100 DOLLARS ($88,609.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jefferson County, Georgia within the legal hours of sale on the first Tuesday in March, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Nickole Ross or a tenant or tenants and said property is more commonly known as 136 Virginia Ave, Louisville, Georgia 30434. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you. SunTrust Mortgage, Inc. as Attorney in Fact for Nickole Ross McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nh5 3/6/12 Our file no. 52380609-FT2 EXHIBIT “A” All that lot or parcel of land, with improvements thereon, situate, lying and being in the State of Georgia, County of Jefferson, being known and designated as Lot 28, Davis Ridge Subdivision, as shown on a plat recorded in the Office of the Clerk of the Superior Court of Jefferson County, Georgia, in Plat Book 2, Page 239. Reference is hereby made to said plat for a more complete and accurate description as to the metes, bounds and location of said property. Said property is conveyed subject to restrictions of record in said Clerk's Office in Deed Book 310, Page 280. Property is subject to Deed of Dedication recorded in said Clerk's Office in Deed Book 421, Page 388, dated May 3, 2007. Said property is conveyed subject to any and all easements and restrictions of record. Out of Map and Parcel No. 091 194 Out of Map and Parcel No. 091 194. MR/nh5 3/6/12 Our file no. 52380609 - FT2 15456609 667w 2/9/4c


NOTICE OF SALE UNDER POWER GEORGIA JEFFERSON COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jason David Smith to HomeBanc Mortgage Corporation dated May 31, 2007 in the amount of $68,400.00, and recorded in Deed Book 422, Page 521, Jefferson County, Georgia Records; as last transferred to American Home Mortgage Servicing, Inc. by assignment; the undersigned, American Home Mortgage Servicing, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2012 , during the legal hours of sale, at the Courthouse door in Jefferson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All of that lot or parcel of land, together with the dwelling house and all other improvements located thereon, situate, lying and being in the City of Stapleton, 1460th GMD, Jefferson County, Georgia, containing .094 acre, more or less, and being as appears on a plat of survey made by Troy S. Smith, Surveyor, dated March 23, 2007, and being recorded in the Office of the Clerk of Superior Court of Jefferson County, Georgia in Deed Book 422, at Page 518, reference being made thereto for a particular description. Said property fronts to the North on Able Street, and it is bounded on the Northeast by property of J.D Pennington and Evelyn C. Pennington, on the South by property of Mrs. Ray Williford, and on the Southwest by property of State Route 296. Said property is conveyed subject to any and all easements and restrictions of records. which has the property address of 511 Harvey Street, Stapleton, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jason David Smith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. American Home Mortgage Servicing, Inc. Attorney in Fact for Jason David Smith McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com News and Farmer/ Jefferson Reporter Publication Dates:02-09-2012, 02-16-2012, 02-23-2012, 03-01-2012 File No. 11-02013 /FHLMC/mtucker THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 15456589 609w 2/9/4c


NOTICE OF SALE UNDER POWER JEFFERSON COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Jerry L Farmer and Sylvia L. Farmer to Mortgage Electronic Registration Systems, Inc. as nominee for Transland Financial Services, Inc. dated 6/10/2004 and recorded in Deed Book 373 Page 476, Jefferson County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Jefferson County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 86,297.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jefferson County, Georgia, within the legal hours of sale on the first Tuesday in March , 2012 (March 6, 2012), the following described property: ALL that lot or parcel of land with Improvements thereon, situate, lying and being in the State of Georgia, in the 1460th G.M.D. in the County of Jefferson, being shown and designated containing 6.01 Acres, more or less, on a plat recorded In the Office of the Clerk of the Superior Court of Jefferson County, Georgia, In Book 196, Page 197; reference being made to said plat for more complete and accurate description as to the metes, bounds and location of said property. Said property is hereby conveyed subject to an easement recorded on Book 72, Page 553 and in Book 192, Page 486 and to any and all easements and restrictions of record in the aforesaid clerk's office. Tax map & parcel numbers: 48: 65 Said property being commonly known as 1248 Kelly Quarter Road, Stapleton, Georgia 30823 Also conveyed herewith a 2005, AK 32005 Southern Homes Manufactured Home, Serial Number: DSDAL41882A/B, which is permanently attached to and made a part of the real property. This sale will be made subject to any right of the United States of America to redeem the hereinabove described property within 120 days from the sale date aforesaid, in order to satisfy certain outstanding federal tax liens. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 1248 Kelly Quarter Road, Stapleton, Georgia 30823 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Jerry L Farmer and Sylvia L. Farmer or tenant or tenants. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Wells Fargo Bank, NA as agent and Attorney in Fact for Jerry L Farmer and Sylvia L. Farmer Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB- TAINED WILL BE USED FOR THAT PURPOSE. 1000-667981 15454478 714w 2/9/4c


NOTICE OF SEIZURE OF PERSONAL PROPERTY VALUED AT LESS THAN $25,000.00 Pursuant to O.C.G.A. Sec. 16-13-49, any person claiming an interest in the following property is hereby notified that on 06 January 2012, said property was seized by officers of Washington County Sheriff’s Office from RICKY LEE LEWIS: Six hundred seven dollars and fifty-nine cents ($607.59) in U.S. Currency. The conduct giving rise to said seizure was as follows: On 06 January 2012, in Jefferson County, Georgia, said property was used or intended for use to facilitate a violation of Title 16, Chapter 13, Article 2 Section 30 of the Georgia Code. You are further notified that you may file a claim within thirty (30) days of the second publication of this Notice of Seizure by sending the claim by certified mail, return receipt requested, to the District Attorney and to the Seizing agency at the addresses shown below. Jefferson County Sheriff’s Office P.O. Box 72 Louisville, GA 30434 S. HAYWARD ALTMAN District Attorney By: TONY A. MAY Assistant District Attorney 101North Main St., Ste200 Swainsboro, GA 30401 15454132 178w 2/2/3c


NOTICE TO DEBTORS AND CREDITORS GEORGIA JEFFERSON COUNTY All persons having claims against Charles E. Salter and his estate are required to present the same to the undersigned properly itemized and proven, within the time required by Law. And all persons indebted to said deceased or his estate are requested to make immediate payment to the undersigned. This 8th day of February, 2012. Edward Johnson Salter Executor of the Estate of Charles E. Salter Attorney: H. Brannen Bargeron Address: Post Office Box 866 Louisville, Georgia 30434 (478)625-7990 15466170 87w 2/16/4c


NOTICE TO DEBTORS & CREDITORS All creditors of the estate of Ralph Hadden, Sr., late of Glascock County, Georgia, deceased, are hereby notified to render their demand to the undersigned according to law, and all person indebted to said estate are required to make immediate payment. This 30th day of January, 2012. Doug Hadden 6530 Hobbs Rd. Gibson, GA 30810 15449184 60w 2/2/4c


NOTICE OF SALE UNDER POWER GEORGIA GLASCOCK COUNTY By virtue of a Power of Sale contained in that certain Security Deed from MICHAEL E. WALLACE AND VEDA L. WALLACE to JAMES B. NUTTER & COMPANY, as “LENDER” dated February 19, 2010, recorded in Deed Book 125, Pages 619-626, and as re-recorded in Deed Book 129, Pages 524-532 GLASCOCK County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED FORTY-FIVE THOUSAND SEVEN HUNDRED ELEVEN AND 00/100 DOLLARS (U.S. $145,711.00) with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of GLASCOCK County, Georgia, within the legal hours of sale on the first Tuesday in MARCH, 2011 the following described property: ALL THAT TRACT OR PARCEL OF LAND, TOGETHER WITH DWELLING HOUSE AND ALL OTHER IMPROVEMENTS LOCATED THEREON, LYING AND BEING IN THE 1167TH GMD, GLASCOCK COUNTY, GEORGIA, CONTAINING 2.00 ACRES, MORE OR LESS, AND BEING SHOWN AS LOT #25 ON PLAT OF SURVEY OF MCMICHAEL SUBDIVISION, MADE BY WILLIAM L. JOHNSON, SURVEYOR, DATED APRIL 19, 1999, AND RECORDED IN PLAT BOOK 1, PAGE 42, GLASCOCK COUNTY RECORDS. REFERENCE IS MADE TO SAID RECORDED SUBDIVISION PLAT FOR A FULLER AND MORE PARTICULAR DESCRIPTION. ALSO INCLUDED IN THIS CONVEYANCE IS THE EASEMENT FOR PURPOSES OF INGRESS AND EGRESS FROM THE ABOVE-DESCRIB- ED PROPERTY TO FIRE TOWER ROAD (COUNTY ROAD NO. 18) OVER AND ACROSS WILD TURKEY DRIVE (A PRIVATE ROAD) AS PROVIDED IN EASEMENT AGREEMENT BETWEEN JAMES H. McMICHAEL AND JEFFREY W. JONES, AND SANDI P. JONES DATED NOVEMBER 8, 2002, AND RECORDED IN DEED BOOK 101, PAGES 676-677, GLASCOCK COUNTY RECORDS. SUBJECT TO ALL RESTRICTIONS, RESERVATIONS & EASEMENTS NOW OF RECORD, IF ANY. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney's fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: James B. Nutter & Company, 4153 Broadway, Kansas City, Missouri 64111, telephone number (816)531-5642. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is MICHAEL E. WALLACE AND VEDA L. WALLACE or a tenant or tenants, and said property is more commonly known as: 1837 Wild Turkey Drive, Gibson, Georgia 30810-4350. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. JAMES B. NUTTER & COMPANY as Attorney in Fact for MICHAEL E. WALLACE AND VEDA L. WALLACE Contact: Bonny Powell Perrie & Associates, LLC 100 Galleria Pkwy., N.W. Suite 1170 Atlanta, GA 30339 (678) 501-5777 File No. 2011-0096 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT OR TO ENFORCE THE TERMS AND CONDITIONS OF THE SECURITY DEED. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 15453535 670w 2/9/4p

 


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